Abstract
This study aims to show the impact of financial innovation on loans and bank credit facilities, a sample of Arab banks that deal with new financial tools in addition to innovative service techniques. The study used the Evews10 program and relied on the method. The (panel data) time series in the analysis of a sample of banks in the Arab countries, which are: (Iraq, Saudi Arabia, Bahrain, Jordan, Egypt, Lebanon) with a total number of views (60) views, and for the period from (2011 - 2020). Looking at the results of the study, the financial innovations represented by (ATMs and electronic cards) have a positive impact on the ability of banks to grant loans and provide credit facilities. In the face of rivals. This can be explained by the fact that financial innovations have an impact on the reputation of banks that have employed innovative financial tools in their business, which is reflected in the increased turnout of those dealing with them in the banking market.