Abstract
ABSTRACT The world is today living in the age of growing competition in which efficient use of time is considered to be one of the basic and dominating facts. Time use in fact is the power to achieve supremacy in our present time. Potential and personal skills are no longer deemed to be highly effective without being directly connected to time factor. The present study is implemented within the framework of implementing the problem of organizational procrastinations and their efficient use of time in banking organizations which have resulted in poor banking services. The study adopted a questionnaire that was distributed to a selected sample of Rafidain and Al-Rasheed banks employees in Nineveh province. The statistical analysis and processing of the collected data showed that the time use efficiency in Rafidain Bank is better than that in Al-Rasheed. A variation in organizational procrastination impacting this efficiency in both cases is also revealed. Finally, the study concludes a number of recommendations to solve this problem. .
