Abstract
The research aims to measure the impact of modern financial technologies in achieving banking safety for a sample of Arab countries, namely (Saudi Arabia, UAE, Kuwait, Qatar, Bahrain, Oman, Iraq, Egypt, Jordan, and Morocco) during the period (2018-2020) because the technology index Modern Finance FinxAr is a modern composite index that has been reported in recent years and consists of several main axes. These are (policies and legislation, the demand side, financing provision, talent development, financial infrastructure, cooperation, and partnerships), which represent independent research variables whose impact on achieving banking safety was measured (Equity to total assets, interest margin, capital to total assets, The strength of legal rights) using the Pooled Regression Model and the Fixed Effects Model and the Random Effects Model, the research concluded that there is a positive impact of modern financial technologies in achieving banking safety and Increasing banking return and that modern financial technologies contribute to the development of the Arab banking industry.
