Financial Literacy Levels Test Analytical Study of a Sample of Graduate Students, College of Administration and Economics / University of Mosul
2022, Volume 41, Issue 135, Pages 89-114
AbstractGiven that the quality of financial decisions made by individuals depends on their financial knowledge, abilities and attitudes, it can be said that the individual's well-being depends on the extent of their financial literacy, in this context, that the individual's possession of financial literacy helps him in making decisive or correct decisions, and that one of the main causes of crises Finance that a large segment lacks financial knowledge and the main idea is to focus on the future generation, which must have a sufficient level of financial knowledge that also helps in overcoming the financial crises in the country, and measuring the levels of financial literacy for graduate students at the College of Administration and Economics / University of Mosul, In addition to identifying weaknesses in relation to the gender of the sample, and the methods used in the research were Google Classrooms program with three hypotheses, including the gender hypothesis, which talks about that males have a higher level of financial literacy than females, or the academic achievement hypothesis, which states that the higher the academic achievement, the more The level of financial literacy is great, and finally, the confidence hypothesis talks about the number of correct answers and its relationship with the respondents’ confidence. The researchers reached a set of conclusions, the most important and There is a weakness in the levels of financial literacy of females more than males, in addition to the fact that scientific levels or educational attainment had a significant impact on the respondent's answers, and some proposals were formulated, perhaps the most important of which is to study the gap indicated by the test results in terms of females’ weaknesses compared to males in the answers.
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